Cyber Risk Assessment Tool

Assess your business's cyber risk level and get personalized recommendations for cyber insurance coverage based on your industry, data handling, and security practices.

Cyber threats are the fastest-growing risk for small businesses. This assessment evaluates your exposure based on your industry, the data you handle, and your current security measures.

Assessment

Multi-factor scoring

Output

Risk score & recommendations

Time

Under 3 minutes

This assessment provides an educational risk overview. It is not a substitute for a professional cybersecurity audit or insurance underwriting evaluation.

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How to Use This Tool

Here's how the cyber risk assessment works:

1

Select Your Industry

Different industries face different cyber risk levels. Healthcare, financial services, and retail face the highest exposure.

2

Describe Your Data

Tell us what types of sensitive data your business handles — customer PII, payment data, health records, etc.

3

Assess Your Controls

Answer questions about your current security practices — multi-factor auth, backups, employee training, etc.

4

Get Your Risk Score

View your overall risk score, key risk factors, and recommended coverage levels with estimated cost ranges.

Frequently Asked Questions

What does cyber insurance cover?

Cyber insurance typically covers data breach response costs (notification, credit monitoring, forensics), business interruption from cyber events, ransomware payments and recovery, regulatory fines and penalties, and third-party lawsuits arising from data breaches.

How much does cyber insurance cost?

Most small businesses pay between $1,000 and $5,000 per year for cyber insurance. Costs depend on your industry, revenue, data volume, and security posture. Businesses with strong security controls typically pay less.